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Your optimal mortgage option depends on your own unique situation. Is a 30-year or a 15-year mortgage better for you? What looks good at first glance may not actually be the best option in the long run…
You have some extra cash sitting in the bank and are wondering what to do with it. You have heard about how home ownership is better than renting because you will accumulate equity as you pay off the mortgage. And so, you think, “I’ll make a down payment and buy my own house.” But, you could pay down your debts with that cash instead. So, what do you do? It’s never a simple answer.
Sometimes you need extra cash and it’s hard to find a good source. Borrowing from your IRA is an interesting option that you might not know about.
There are times when your children need help. When that help is financial, an intra-family loan could be the answer – but you have to do it right!
