Legal Information

THE INFORMATION ON THIS WEBSITE IS OF A GENERAL NATURE AND SHOULD NOT BE CONSTRUED AS PROFESSIONAL ADVICE. IT IS PROVIDED SOLELY FOR THE CONVENIENCE OF OUR CLIENTS AND THE PUBLIC.

Rowling and Associates LLC (“R&A”) does not offer financial planning or investment advisory services via the Internet. The purpose of the Internet web page of Rowling and Associates LLC is to disseminate general information regarding the Advisor and the associated persons of the Advisor, and to provide an alternative means for a prospective client to obtain more information regarding the firm`s services.

Advice can only be rendered after the following conditions are met:

1. An Investment Advisor or IA representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or if they are excluded or exempted from the state`s investment advisor or IA representative requirements.
2. Follow-up, individualized responses to consumers in a particular state by an investment advisor or IA representative involving either the effecting of, or attempting to effect, transactions in securities, or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state`s investment advisor or IA representative requirements, or pursuant to an applicable state exemption or exclusion.
3. For information concerning the licensure status or disciplinary history of an investment advisor or IA representative, a consumer should contact his or her State Securities law administrator.
4. Delivery of a disclosure statement by Advisor to a prospective client.
5. Execution of an Engagement letter between Rowling and Associates LLC and the client and receipt of the financial planning fee retainer or the investment advisory fee by Rowling and Associates LLC.

Communications sent to the firm via this website or via the Internet may not be secure and may be intercepted by other parties. Imparting this information does not constitute a client-accountant relationship nor does the transmission or receipt of any e-mail sent through this website constitute or create, in any way, a client-accountant relationship or a job application.

Further, unless specifically engaged to perform a service (in writing, in a formal, signed engagement letter between the client and the firm) it should not be construed that the service will be performed by the firm. The firm offers multiple levels of services to clients. Client engagements will vary with regard to depth and level of each and every service as agreed prior to performing the services. A client should always refer to the signed engagement letter to understand the specific services the firm agrees to provide and the scope of those services. Past results afford no guarantee of future results.

Please note that the recognition of Rowling and Associates LLC (referred to as “the firm”) should not be construed by any existing or prospective client as a guarantee that they will experience a certain level of results if they engage or continue to engage the firm’s services nor should it be construed as a current or past endorsement of the firm by any of its clients. Lists or rankings published by magazines and other sources are generally based exclusively on information prepared and submitted by the recognized adviser.

Certain links on this site lead to servers maintained by individuals or organizations over which we have no control. Rowling and Associates LLC, makes no representations or warranties regarding the accuracy or any other aspect of the information located on such servers.

Unless otherwise noted, all information on this website is the property of Rowling and Associates LLC. Unauthorized use will be subject to legal action.

INDEMNIFICATION

As a visitor to this website, you agree to indemnify Rowling and Associates LLC, and its officers, directors, employees, agents, distributors, and affiliates from and against any and all third party claims, demands, liabilities, costs, or expenses, including reasonable attorney’s fees that arise from your use or misuse of this site.

Notice of Privacy Practices

CPAs, like all providers of personal financial services, are now required by law to inform their clients of their policies regarding privacy of client information. CPAs have been and continue to be bound by professional standards of confidentiality that are even more stringent than those required by law. Therefore, we have always protected your right to privacy.

Types of Nonpublic Personal Information We Collect

Rowling and Associates LLC, collects nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization.

DISCLOSURES TO NONAFFILIATED PARTIES

For current and former clients, we do not disclose any nonpublic personal information obtained in the course of our practice except as required or permitted by law or authorized by you. Permitted disclosures include, providing information to our employees and, in limited situations, to unrelated third parties who need to know that information to assist us in providing services to you. In all such situations, we stress the confidential nature of information being shared.

PROTECTING THE CONFIDENTIALITY AND SECURITY OF CURRENT AND FORMER CLIENT INFORMATION

Rowling and Associates LLC, retains records relating to professional services that we provide so that we are better able to assist you with your professional needs and, in some cases, to comply with professional guidelines. In order to guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with our professional standards.

You do not need to call, or do anything as a result of this notice. This notice is meant to inform you of how we use and safeguard your nonpublic personal financial information. You may wish to file this notice with your tax papers. Please call if you have any questions, because your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.