FINDING THE BEST LIFE INSURANCE OPTIONS FOR YOUR NEEDS
The financial planners at Rowling & Associates in San Diego will sit down with you to discuss your specific life insurance needs. Based on your goals, we will create a customized analysis to calculate how much life insurance you may need. And, because we receive no compensation for recommending a specific life insurance (or any financial product for that matter), you will get an unbiased opinion.
It doesn’t matter if you already have insurance or if you have just explored the options, you may have heard terminology like “term insurance,” “whole life coverage,” “variable life insurance,” and “universal life coverage.” It can be confusing.
We prefer term life insurance, although you have the option of reviewing other types of policies.
The main reasons we recommend term insurance include:
- Premiums tend to be more affordable than those of other types of insurance.
- The payment method is more straightforward.
- There are fewer variables than other policies.
- It is considered “pure” insurance.
Once you know your insurance needs, we will refer you to low-cost, independent insurance brokers that only work with the clients of fee-only financial planners. However, you are also encouraged to shop around to find the best rate for your policy.
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Do you have the right coverage?
Contact a professional at Rowling & Associates to discuss your life insurance needs and policy coverage right for your own personal situation.
P: (619) 295-0200
F: (619) 295-0210