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Did you know that around 66% of Americans can’t pass a financial literacy test? In fact, a FINRA study revealed that millennials especially (76% !) struggle with financial literacy. A lack of financial awareness can lead to engaging in problematic financial behaviors...
You have some extra cash sitting in the bank and are wondering what to do with it. You have heard about how home ownership is better than renting because you will accumulate equity as you pay off the mortgage. And so, you think, “I’ll make a down payment and buy my own house.” But, you could pay down your debts with that cash instead. So, what do you do? It’s never a simple answer.